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The
Open Source
Risk Decisioning Platform

The Complete Toolbox to

Onboard, Verify, Underwrite
and Monitor your

SMBs

Sellers

Merchants

Investors

Freelancers

SMBs

No more building in house to avoid vendor lock-in, or jumping between many point solutions, build it all on Ballerine.
Star us on GitHub
Star us on GitHub
SMBs risk processes are unique, complex and ever-changing. Ballerine orchestrates the entire risk journey with an adaptable infrastructure you can easily adjust to any future changes.

Why Ballerine?

Customize risk processes across the SMB lifecycle

Everything you need to onboard, investigate, verify, and monitor businesses seamlessly.

Stay ahead of regulation and fraudsters

Leverage new data sources and best practices to enhance your compliance and fraud prevention processes

Launch new services and GEOs, fast!

Streamline expansion with simplified workflow creation for new products and GEOs

Keep your operational workforce lean

Automate your decisions, and optimize your operational workflows to scale without any extra hiring

Stay future-proof

Extend the platform’s capabilities to fit your needs by adding your own custom code, vendors, modules, and more.
Open Banking

Access real-time financial data for deeper user insights, enhancing transparency and financial health assessment.

Identity Verification

Validate user identities with precision, safeguarding against impersonation and fraud.

Sanctions Screening

Scan global databases to flag potential partners or users linked to criminal or high-risk activities.

Website Monitoring

Track online presence, ensuring your partners maintain compliant and reputable web activities.

Merchant Blacklists

Cross-check users with Visa and Mastercard's blacklists, preventing associations with flagged merchants.

Company Structure Check

Dive deep into business hierarchies, revealing hidden stakeholders and potential conflict points.

Business Verification

Authenticate the legitimacy and operational history of potential business customers for trusted usage.

Document Signing

Secure and streamline documentation with digital signatures, ensuring authenticity and reducing manual processes.

Document Collection

Streamline the gathering of essential documents from users, ensuring completeness and compliance.

AI-Powered Modules

Harness advanced technologies to enhance accuracy and automate risk assessments, optimizing decision-making.

eIDs

Authenticate user identities swiftly with recognized electronic ID solutions, fortifying trust and security.

Risk Score

Provide a tailored risk score for users or businesses based on various parameters, assisting in decision-making.

And more
Unified API

One integration for all of the business data you need

Connect to various data sources, government lists, ID and document verification providers, open banking, and more, with one unified API.
Bank Statement
EIN/TIN
PEP Check
Identity Verification
Line of Business
Address Verification
OCR Extraction
Bank Validation
Bank Statement
EIN/TIN
PEP Check
Identity Verification
Line of Business
Address Verification
OCR Extraction
Bank Validation
Bank Statement
EIN/TIN
PEP Check
Identity Verification
Line of Business
Address Verification
OCR Extraction
Bank Validation
Bank Statement
EIN/TIN
PEP Check
Identity Verification
Line of Business
Address Verification
OCR Extraction
Bank Validation
MCC
Company structure
Certificate of Incorporation
Website & Social
Government Data
Electronic Verification
Fraud Checks
Electronic Verification
eIDs
MCC
Company structure
Certificate of Incorporation
Website & Social
Government Data
Electronic Verification
Fraud Checks
Electronic Verification
eIDs

Unlock valuable customer insights during onboarding and beyond with an all-in-one API.Drive automated decisions, boost conversions, combat fraud, and deliver an exceptional customer experience.

Features

Workflow engine

Build workflows is built that react to changes in a user's risk assessment, triggering appropriate actions such as requesting more info, enriching data, or manual review. This enables you to effectively manage risk while maintaining a seamless customer experience.
Build easy-to-maintain workflows
Provide visibility to the rest of the dev team, see example
Add steps in real-time when the user’s risk level is still unclear
Create better converting processes for good users
Back office

Personalized Platform for Efficient Manual Review Processes

A customizable case management system for reviewing and taking decisions on cases. Improve efficiency by tailoring case views and workflows, consolidating customer data and communication, and empowering agents to take action.
Holistic view of business customers, including 3rd party data
Manage user communication and info collection efficiently
Support teamwork between agents, roles and departments
Analyze, monitor and audit with data and analytics
Ongoing Monitoring

Continuous, Real-Time Review of the Merchant's Activities Throughout its Lifecycle

Efficiently identify merchant’s industry-specific risks using a comprehensive tool that detects transaction laundering attempts, exposes connected violating sites, evaluates price, and transaction consistency, all while maintaining adherence to card scheme compliance standards for secure and intelligent underwriting.
AI-generated analysis of the merchants at onboarding and ongoing transactions.
Combine open web, dark web, and private blacklists for a full view of your merchants.
Adhere to card scheme and acquiring banks compliance
Rule engine
Workflow engine

Configurable Rules to Control and Optimize Your Policies

Customize and optimize your risk policies and workflows for evaluating and responding to users’ input and third-parties’ data. Using one unified hub enables compliance, fraud, and product teams to effortlessly collaborate, communicate on, and manage rules within their designated permissions.
Configure rules using no-code UI or custom code
Customize the different steps of the process
Create versions and A/B tests
Headless SDK
Client SDK

Dynamic Data & Documents Collection Flows for a Smooth Onboarding Process

Streamline your business verification process with a custom KYB flow. Request supplemental documents at any point, reducing back-and-forth communication. Efficiently collect business information and ensure a hassle-free verification experience.

Features

Workflows

Build workflows that react to changes in a user's risk assessment, triggering requesting more info, enriching data, or manual review. Effectively manage risk while maintaining a seamless customer experience.

Rule engine

Set up rules based on your compliance, fraud, and product requirements, to automatically process and evaluate user data to ensure regulatory compliance, prevent fraud, and enforce policies.

Integrations

Connect to various data sources, government lists, ID and document verification providers, and more with our unified standardized data API.

Custom API

Connect to external providers or in-house tools and seamlessly integrate them into your workflows to mitigate risk.

Headless SDK

Control the course of a user flow based on their answers and data in real-time through our dynamic headless SDK. allowing for custom experiences based on the current user risk.

Need anything else?
We’d love to hear and help out.Leave your information below and we’ll get in touch
Ran Nachman
VP Regulation Solutions | eToro

“Proactively navigating fintech regulations requires faster technology adoption. Next-gen compliance infrastructures should seamlessly integrate with existing and new systems and data sources.”

Michael Vaughan
Former COO | Venmo

"Compliance and fraud procedures are fragmented and complicated, varying across distinct geographies and sectors. By consolidating these procedures into a flexible, open system, we can significantly streamline operations for financial services.”

Michael Tannenbaum
COO | Brex

“For mission-critical processes like onboarding and risk monitoring, fintech companies cannot compromise on control and flexibility. An open-core approach provides a new, ideal middle ground in the build-vs-buy paradox."

Built on Open Source Core

Flexible

Full flexibility on the code level, enabling limitless building capabilities to address any use case.

Future proof

Be adaptive to future requirements by adding your own code, features & integrations.

Secure & private

Adhere to your own security and privacy measures, with on-premise, self-hosting, and data ownership.

Talk to us

We would love to learn about your use case and challenges, so we can help out or build our open-source modules to fit your needs.Leave your information and we’ll get in touch.

Contact information

Interested in
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